Job Description
The Chief Executive Officer (CEO) of the bank is responsible for providing strategic leadership and direction to ensure the bank\'s growth, profitability, and sustainability. The CEO will oversee all aspects of the bank\'s operations, including financial performance, risk management, and regulatory compliance.
Duties & Responsibilities
The position is involved with Credit, Market, Operational and Liquidity risks in the Bank while the main focus shall be on Credit Risk, with the following responsibilities:
- To manage the bank as per the stated Business parameters set by the shareholders and Supervisory Board of the bank.
- To ensure that the Bank remains always compliant with the regulations already issued or being issued from time to time by the Country’s regulators that includes the Central Bank (DAB) or any other Institution entrusted with such responsibilities by the Government of Afghanistan.
- To be always mind full of the Capital, Assets, Management, Earnings and Liquidity of the Bank among other key areas of the Bank.
- To constantly monitor, guide and plan the activities of his/her key subordinates and take corrective actions where necessary in an efficient and timely manner.
- To conduct and regulate the decision making mechanism of the bank through Board of Management of the Bank of which he/she shall be the Chairman.
- To ensure that guidance or approval has been obtained from Board of Supervisory or General Meeting of the Share Holders where necessary while managing day to day affairs of the Bank.
- To ensure that the best possible professionals are hired on the key positions of the Bank and that they are duly approved through DAB where required both in the capacity of the Departmental Head and as the Member of the Board of Management where applicable.
- To ensure that proper Job Descriptions of his/her key subordinates are in place with the help of HR department and are being adhered to.
- To ensure that proper Policy Guidelines, Procedures and Manuals are available for every Department of the Bank.
- To efficiently manage the Operations of the Bank through the COO and his team.
- To efficiently manage the Branch network of the Bank through COO and Head of Branches and his team.
- To ensure that DAB Licenses are obtained and formalities required in this regards are completed prior to opening of any Branch of the Bank.
- To efficiently manage the Finance and Accounting of the Bank through the CFO and his team that includes the ALCO Committee and management of the Liquidity of the Bank.
- To prudently build a viable and secured Lending & Investment Portfolio for the Bank with the help of CCO/Risk Manager/Investment Manager
- To ensure that the key Risk Factors (Credit, Liquidity, Operations and Market) of the Bank are being constantly addressed/monitored through his team and ensuring timely actions where required.
- To ensure that Core Banking System (CBS) and other IT systems are in place and are available for rendering various key IMS services to the Bank with the help of the CIO and his team.
- To ensure that other Key Areas of the Bank like Marketing, Security, HR Services and Admin Services are functioning effectively and pro-actively.
- To represent the Bank in Meetings at DAB and other important places like ABA etc.
- To ensure that all the mandatory reporting is done efficiently, accurately and timely by the Bank to DAB where required.
- To ensure that the Bank remains always compliant with the Regulations related to AML and KYC.
- To ensure discipline and a code of conduct in the Bank as per acceptable norms and standards.
- To ensure that all measures for protection of Bank’s interests are being taken against fraud and forgeries that may include obtaining of Insurance and other necessary steps for tightening of internal controls etc.
- To ensure that appropriate multi- level Training is imparted to all the Staff of the Bank in accordance with their experience and seniority.
- To ensure that the Bank has a competitive edge in the market by introducing new innovative Services and Products within the policy framework & parameters of DAB and the Bank.
- To ensure that complaints from the Clients and Staff are attended to judiciously and promptly.
- To ensure that any irregularity pointed out by Internal Audit, external Audit and DAB is addressed immediately and prompt corrective action is taken to regularize the matter.
- To ensure that decisions of the General meeting of the Share Holders and Board of Supervisors are implemented in the Bank where possible.
Job Requirement
- Adequate experience of Administering a Commercial Bank or one of its Key Departments as a senior executive for 5 years with minimum of 20 years overall banking experience.
- If a foreigner then he/she must have an International working profile that is that the incumbent must have worked outside his/her country of origin at an acceptable Banking/financial Institution for a reasonable time.
- Minimum Qualification must be a University Graduate. Any additional qualifications like CA or MBA are welcome.
- Must possess adequate professional knowledge on all the important aspects of the banking.
- Should be familiar with all the Key prudential and other Regulations issued by the DAB or other regulatory authorities of the Country.
Skills
- Must possess adequate professional knowledge on all the important aspects of the banking.
- Should be familiar with all the Key prudential and other Regulations issued by the DAB or other regulatory authorities of the Country.
Submission Guideline
We invite qualified interested candidates to apply for the position by submitting their applications to jobs@afghanunitedbank.com, with a copy (cc) to info.bsd@dab.gov.af.
Please include the vacancy announcement number in the subject line of your email.
Only qualified and shortlisted applicants will be considered and invited for an interview.
Thank you for your interest in joining our team!