Board of Management

Mr. N S Narayan Rao is a professional and qualified banker from India with more than 37 years of banking experience.
His areas of expertise include Credit Appraisal, Risk Management, Audit & Inspection, Vigilance, Trade and Branch Banking. He has in-depth understanding of business processes and worked as General Manager with State Bank of India.  Mr. Narayan Rao is a Graduate in Economics-Honors, and holds a Master’s degree in Economics with Statistics as special paper he is a Certified Associate of Indian Institute of Bankers, India.

Mr. Mobin Ahmad Amin is Deputy Chief Executive Officer at Afghan United Bank. He serves as a member of the Bank’s Board of Management team. He has rich experience in Credit, Operations, Corporate Strategy, Finance, and Corporate Governance, having more than 11 years of experience in the banking and financial sector of Afghanistan.

He has an outstanding flair for customer acquisition and relationship management.

Mr. Amin is MBA qualified in Finance as well as he has got his bachelor’s degree in Business Administration – specializing in Finance.

Mr. Mohammad Islam is a result driven, enthusiastic, young and enterprising techno banker Having completed his studies and acquired his CPA (Certified Public Accounted) membership in 2013 and BBA honors Degree in finance, he continued his academic pursuit and while working as a Chief Information Officer (CIO) completed the prestigious and rigorous Information Technology Infrastructure Library (ITIL) to become the first such Expert in Afghanistan. A well-known name and face in the Afghanistan banking sector, Mohammad Islam has been associated for over 14 years with the country’s banking landscape.

Mr. Deepak Gupta is a seasoned and highly empowered professional with 18+ years of experience in the domain of Retail & Wholesale Banking Operations. He is Post Graduate of Public Administration & HRM from the University of Rajasthan, Jaipur. He also possesses a Diploma in Computer Applications & a certified trainer in BFSI from the Indian Society for Training & Development (ISTD).

Mr. Gupta has worked with IndusInd Bank Limited as Regional Operations Head & Nodal Officer and he has a long working stint with HDFC Bank as Cluster Head & Regional Head-QIG across regional geography. Mr. Gupta has vast experience in Process Management & Operations, Clearing House management, regulatory compliance, liability operations, commercial loan operations, loan processing & servicing, quality assurance, People Management, Change Management, Customer servicing, General Administration, Business Development, e-Age Banking, Corporate Communication, KYC & AML & Fraud detection.

Mr. Rashed Golbhary, is a seasoned banker with having of over 13 years of experience in the Banking industry in Afghanistan and having a Bachelor`s degree from India and a Master’s degree in Finance from Kardan University, underwent various certified courses in IFRS/IAS, Accounting Standards & Banking trainings, he has been working with Afghan United Bank since 2009 and elevated to the position of Chief Financial Officer (CFO) in Nov 2021. He has a diversified experience in finance and accounting, banking operation and risk management.

Mr. Sarfaraz Miakhil is the Chief Islamic Banking Officer (CIBO) and member’s Board of Management. He has 12 years diversified experience in the field of Islamic Banking and Finance, Shariah Advisory and Shariah Audit, Management, Research, and across areas ranging from Teaching and Training.

Mr. Miakhil is Certified Shariah Advisor and Auditor (CSAA) from Accounting and Auditing Organization for Islamic Financial Institution (AAOIFI) and he holds a master’s degree in Islamic law of contracts from International Islamic University Malaysia.

Mr. Mohammad Anwar Nafees is Joined Afghan United Bank as Chief Credit Officer, He is having two bachelor degrees in Business Administration as well as in General Science, he is a Dynamic and results-driven banking professional with over 14 years of comprehensive experience in Credit Management, Trade Finance, building client relationships and enhancing overall operational efficiency, Adept at developing credit policies, procedures and strategies.