Job No.

: AUB/HR/VA/025-027

Job Title

: Investment Officer

Job Location

: Kabul

Vacancies

: 1 post(s)

Posting date

: 2025-03-05

Closing date

: 2025-04-05

Salary

: As per organization salary scale

Probation Period

: 3 Months

Gender

: Any

Nationality

: Afghan

Contract Type

: Full time

Contract Duration

: Permanent

Experience

: At least 2 years

Education

: Bachelor degree

Languages

: Pashto, Dari, English,

Travel to provinces

: maybe

Job Description        
This position is responsible for evaluating the investment quality of facilities, and to assist in the evaluation of investment risks and related control environments of the bank. Responsible for monitoring of existing customers, follow-up on inquiries, problem solving to retain customers and to develop new Investment and deposit opportunities for the bank.

Duties & Responsibilities
  1. Follow up and execute decisions on modifications and new deals ensuring quality and soundness for investment transactions.
  2. Continuously monitors and proactively follow up risk/exposure and compliance with investment policy for assigned investment portfolio.
  3. Frequently visit investment clients and review/assess client performance and financials for providing an independent review of investment quality, client risk/exposure, risk ratings, compliance with investment policy and compliance with terms and conditions of legal agreement for assigned portfolio.
  4. Negotiates terms and conditions of investment with clients and communicate the final deal structure, terms and conditions to the clients.
  5. Responsible for the quality, integrity and soundness of all financial analysis and data, investment proposal underwriting and investment approval processes for an assigned portfolio.
  6. Serves as primary liaison for existing clients and prospects; interacts in-person and via phone with existing customers, potential prospects customers and Corporate clients on a routine basis.
  7. Identifies cross-sell opportunities.
  8. Manages approval process ensuring accuracy of approval minutes, supplemental documents and underwriting is compliant with current investment policy standards and practices.
  9. Responsible for formal investment review processes (e.g. investment file review, audits, compliance review, etc.) and accuracy and completeness of all formal investment documentation, data, records and updates.
  10. Prepare independent investment analyses and supporting documentation.
  11. Prepare reports summarizing portfolio quality and risk issues with recommended corrective action.
  12. Negotiate payment arrangements with customers who have delinquent investment facility.
  13. Ensuring the accuracy of investment documents and files and its compliance with investment Policy standards and practices.

Job Requirement      
  • Bachelor degree in Banking, Business Administration, Accounting, Finance or Economics.
  • 2+ years experience in Islamic Banking Investment field
  • Strong technical and analytical skills.
  • Thorough knowledge of financial statements, accounting principles, investment policy, applicable laws and industry data sources.
  • Ability to interact with all levels of management, work within a team environment and work independently.
  • Strong negotiation and presentation skills.
  • Strong written/verbal communication and interpersonal skills in Afghan local languages as well as English.

Skills                           
  • Be able to work under stress and flexibility in working hours.
  • Professional, honest and disciplined.
  • Strong negotiation and presentation skills.
  • Strong written/verbal communication and interpersonal skills in Afghan local languages as well as English.

Submission Guideline
Interested candidates who deem themselves suitable for this vacancy can share their complete profile including (application letter, updated CV, and recent photo) electronically to below mentioned email and please indicate the vacancy number (AUB/HR/025-027) in the subject line of your email otherwise your application will not be considered. jobs@afghanunitedbank.com Only shortlisted candidates who have completed the requirements of the vacancy will be called for further selection process.